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Louisville Kentucky Real Estate  We know buying or selling a home can be overwhelming. Let The Medley-Sokoler Team guide you through the process with expert advice on searching for homes in Louisville, Kentucky and the surrounding towns of Prospect, Shelbyville, Oldham, Crestwood, La Grange, Goshen and Pewee Valley. You can browse our featured listings and explore such neighborhoods as The Highlands, Lake Forest, The Polo Fields, Norton Commons, Hillcrest, Springhurst and Locust Creek.
No matter how you say it, Louisville is a great place to live. Home of the Kentucky Derby and the Louisville Bats baseball team, this city takes pride in its thriving cultural scene with several theatres including actors theater and the Kentucky Center For The Arts, an orchestra, ballet and opera as well as its many restaurants and cafes with a variety of cuisines. For those who enjoy the outdoors, residents can visit the Louisville Zoo, take in a baseball game at Louisville Slugger Field or enjoy one of the many parks and golf courses in the Louisville, Shelbyville and Jefferson and Oldham County area. Both residents and visitors head to Fourth Street down town to enjoy the nightlife. Many tools are available on our website to provide you with support during the buying and selling process. Sellers can find your property's value or book our moving truck. If you're a homebuyer, get information about schools districts in the area and relocation services. You can also do a property search and sign up for free email updates. As part of REMAX Properties East we can help provides Condo and Condominium information for the Louisville Kentucky Area. Buying a Louisville Condo or Louisville Condominium requires expert help. Our real estate team knows Condominiums and the Condo market. Search for Louisville Kentucky Real Estate here. We're the real estate realtor Leaders. No one in the world sells more real-estate than RE/MAX. Louisville Whether you're moving down the street or across the country, The Medley-Sokoler Team can assist you in finding the perfect home. The Medley-Sokoler Team |
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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| Q |
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
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| A |
Lender in these states must pay interest on funds held in escrow accounts. |
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